Retirement Savings Calculator

This evidence-based calculator helps you determine how much you'll have saved for retirement based on your current age, planned retirement age, existing savings, and monthly contributions. Plan your financial future with confidence by understanding your projected retirement income.

Disclaimer: This tool provides general financial estimates and does not constitute investment advice.

Retirement Savings Calculator
How This Calculator Works
Frequently Asked Questions

Current Age:

Retirement Age:

Current Savings ($):

Monthly Contribution ($):

Total monthly amount you invest across all retirement accounts

How This Calculator Works

Compound interest is applied monthly based on expected return.
Contributions grow over time with reinvested earnings.
Inflation is not included (assumes nominal returns).
Results are pre-tax and assume consistent contributions.

Frequently Asked Questions

How accurate is this calculator?

It gives an estimate based on consistent contributions and growth rate.

Does it account for inflation?

No, values are shown in today's dollars (nominal).

Can I include Social Security or pension income?

Not in this version. It focuses solely on savings accumulation.

What return rate should I use?

A conservative estimate is 5–7% for balanced portfolios.

What happens if I miss contributions?

Your actual savings may be lower than estimated.